Entries by Tyler Ohta

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Avoid Water Shortages with Xeriscaping

In many parts of the country, from California to Texas, green lawns are not indigenous to the region. Non-native landscaping contributes heavily to water shortages in many areas, causing watering restrictions. How can homeowners help? By adopting a concept called Xeriscaping. Xeriscaping is simply creating a landscape that features native plants that don’t require extra […]

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Three Responsibilities of Homebuyers

Nothing says, “Welcome to Adulthood” like buying a home. You’re taking on very real responsibilities, but you may not realize how far they reach and impact others. Meeting them will reward you and your family for years to come with more equity, happier neighbors and a better living environment for your family. Financial responsibilities:Paying your […]

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Selling Your Home In a Cooling Market

Homebuyers tend to move like a herd – they stampede together and they graze together. Signs your market is easing may include showings with fewer offers, longer days on the market (tracked by your area’s multiple listing service) and more questions, contingencies and demands from buyers. I can help you with sales and staging strategies […]

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How Late Payments Impact Your Credit Scores

  FICO scores, the Fair Isaac Corporation credit-scoring system, are used by lenders to determine your creditworthiness. The lower your scores, the more risk you pose to lenders, resulting in higher interest rates or loan denial. Scores fluctuate for many reasons, including your debt-to-income ratio, making minimum payments only, credit inquiries and other factors. But nothing […]

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Rainy Day Projects Around The House

April showers bring May flowers, but they also give you time to check a few things off your to do list on a rainy weekend. Here are a few projects you can get done: Spring clean. Dust all the blinds, wipe down the quarter-round molding, and clean under the beds and furniture you haven’t moved […]

Five Must-do Improvements For Resale

Most buyers want a move-in ready home that’s clean, updated and functional and they’re willing to pay more to get what they want. Here are just a few improvements you can do that will go a long way with buyers. Update the finishes. If you’re going to improve a room, update everything, even the light […]

Don’t Worry About Rising Interest Rates

National average 30-year fixed rate mortgage interest rates have been close to or well under four percent for nearly a decade. They should stay that low forever, right? Don’t bet on it. A growing economy, the lowest unemployment rates we’ve seen in years, rising salaries, and a booming stock market don’t come without growing pains. […]

Five Tips To Buying In A Fast Market

  If you’re a buyer in a hot housing market, you may have already lost out on several homes already. How can you get the upper hand? Here are five tips: Get preapproved by a lender. Sharing financial information your lender requests will get you preapproved. You’ll know the limits on how much home you […]

Fast Market Mortgages

Just as your Berkshire Hathaway HomeServices network professional wants you to be successful in your quest to buy a home, so does your mortgage lender, which means being ready to compete in a fast market. A good lender will get you preapproved for a loan before you make an offer to buy a home. There’s […]